ニュース
Bank of Japan's blockchain settlement sandbox and the digital-yen decision
Bottom line: testing central-bank money on a blockchain
On 2026-03-03 the Bank of Japan announced a sandbox testing settlement using central-bank money (current-account deposits) on a blockchain. The BOJ is expected to decide this year whether to issue a retail digital yen (CBDC) — but no decision has been made.
Key points
- BOJ is testing blockchain settlement of central-bank money (sandbox).
- A decision on a retail digital yen is expected this year.
- Experiments have run since 2021; Japan also joins cross-border Project Agorá.
CBDC vs crypto
A CBDC is central-bank money in digital form — issued and managed by the central bank, pegged to the yen — unlike decentralized crypto whose price floats on the market.
Research stage
A retail digital yen is not decided. Outcomes depend on the experiments and public consensus. Check the Bank of Japan for the latest.
FAQ
Q. Can I use a digital yen now? A. No — it's at the research/experiment stage, and issuance is undecided.
Q. Is it the same as crypto? A. No — it's central-bank money pegged to the yen.
Sources
- BOJ explores tokenized central bank money as 2026 digital yen decision looms (CoinDesk, 2026-03-03)
- Bank of Japan
Not financial advice
This reflects publicly reported information as of June 2026 and is not investment advice. Rules, company moves and prices can change — confirm the latest with official sources.
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